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2026 Central Kentucky Housing Market & Mortgage Rate Outlook — Plus 20 Years of Building with James Monroe Homes

Posted On: February, 10, 2026

Categories: News

The housing market is showing fresh signs of life this year, with mortgage rates still elevated compared with the ultra-low pandemic era but easing enough to support increased buyer activity. In this comprehensive update, we’ll explore current mortgage rate trends, how the broader housing market is behaving in early 2026, and what it all means for buyers, sellers, and homeowners.

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